Employee Practices Liability Insurance (EPLI)

EPLI is a type of coverage that protects businesses from the financial consequences associated with a variety of employment-related lawsuits. These include employee harassment, discrimination, failure to hire or promote, wrongful termination, and more.

The coverage protects the company, directors, officers, and other employees.

Why It’s Important

In addition to providing a legal defense and paying any judgments or settlements up to the policy limits, the insurance companies often offer HR-related resources to their policyholders. These resources, such as sample employee manuals or employment applications, help with terminating or disciplining employees, can help prevent or reduce these types of claims against the business.