Commercial Umbrella Insurance

Umbrella insurance provides additional liability coverage above the liability limits of existing or underlying general liability, commercial auto, and employer’s liability policies.

Coverage pays for court-ordered or out-of-court settlements and legal costs that exceed the liability amount listed on the underlying policy.

Why it’s Important

An additional layer of insurance provides protection of the business’s assets by covering claims that exceed the underlying limits of an existing business owner’s policy, commercial auto policy, or workers’ compensation policy. This type of policy is more cost effective than raising the underlying limits of each individual policy.